the cetic cross is a great spread...its the 1st one i learned. anyway if the card does in fact represent "the man in her life" he may be what is complicating things. as i do believe that the crossed position represents not an obstacle that needs to be over come but something that does need to be perceveired against.
but not seeing the rest of the spread kinda leaves it out in the dark as the cossed card may represent a reletive or even co-worker in the near or distant future. it depends on where the quearents mind is at the time and just how focused the quearantis. I.E. it just may represent someone of similar appearance with a business deal or competition in business.