Can I get a reading please on my current predicaments I am facing?
Please like reading on my situations I have been facing?
TheCaptain last edited by
Please give your date of birth and some details about your situation.
@thecaptain 4-17-66 I am living in my car for a little over year and transmission out. Every resource tried has been let downs.
@thecaptain have you picked up anything for me? Please
TheCaptain last edited by TheCaptain
@faithfulone I am picking up that the lesson you are learning is about simplicity and understanding how little you need to be truly happy. It might seem like a harsh lesson at the moment. But you are learning how to tap into your internal resources, cultivating the resilience and the fortitude needed to push on, even when things are really emotionally difficult. So you are becoming a really powerful person inside, even though you may feel sad and low. Life can seem like a constant Shakespearean tragedy for you, with little time to breathe or relax. Just when you thought you could, the rug is pulled out from under you. It then becomes easy to get sucked into the darkness and believing bad things about yourself and life. Yet you have the inner potential to create something really solid for yourself, in various forms. Whether it’s forging a satisfying relationship, finding a great and fulfilling job or a permanent home, or developing healthy self-esteem or self-regard, you can establish an unshakable level of security for yourself once you set your mind to it. You possess a wonderful inner strength. You must not use this strength to battle it out with your emotional issues all the time, but to just keep your feet on solid ground. You have to trust that you are a survivor and that you will be able to withstand whatever comes your way. And also that it is temporary and will pass. Then any negative habits of mistrust, suspicion, and control-freak obsessions can be released. Instead of anticipating the next horrible thing that’s going to happen to you, you must calmly rest easy, knowing that you’re strong enough to handle anything; that is, if it even happens. You possess a very vivid, intense imagination. Don’t let it get out of control. Instead of focusing on the nightmare in your head, focus on the lovely things that are happening right now, in the present. See past the bad to the good. For example, you have love and support here on this forum. Draw your strength from the good people here. Know that they are thinking of you in your struggle. Reach out to them and to anyone in your world who might help you.
You cannot waste all that emotional energy. If you took even half the energy you waste hating your life or brooding over your past or living on the edge and invested it in practical concerns, you’d probably be a lot more successful. So the key here is figuring out how to redirect all of that energy. You have tremendous focus - yet, it’s all about what you focus on. More than most, you are going to receive what you focus on very strongly, good or bad, because your energy can be so intense. Therefore, focus on the pragmatic goals that will give you the life you want. The grounded quality of your soul indicates that, in the end, all you really want to do is have plenty of money and live in a beautiful home, most likely with a garden, and enjoy what you do for a living. Get over those hang-ups about money being the root of all evil. Yes, people in power can abuse their position and money does lead to a certain power in the world, which is what can make you uncomfortable with it. But you’ve got to have your mind on your money and your money on your mind. People often think the spiritual and the financial parts of life are mutually exclusive. Yet they are not and you can be the living proof of it. For you, it’s about developing the latent skill of getting a job, then handling your money wisely, earning and saving and spending in ways that will bring you practical security. Finding this practical security is your key to spiritual awareness because it leads to personal security, i.e. peace of mind and heightened self-esteem. You owe it to yourself to make good money and have nice things. In the past, you have let life beat you up and take a dump on you, time and time again. Now, you must put yourself on the track toward enlightenment by knowing that you should be living a much more comfortable life, personally and financially, as a way of expressing true self-love. And it’s those innate survival skills that will support the money-management side of your life. You already know how to handle your emotional resources. Now, life must be about handling your financial resources. This will directly connect to your spiritual well-being. By being able to live comfortably, you’ll understand that life is good and that everything will be alright.
There are practical steps that can be taken – and resources that can be used – to obtain housing, find independence, and maintain your dignity – and leave your car as simply a source of transportation
How to Obtain an Address
For individuals trying to apply for jobs, not having a physical address can be an immediate roadblock to getting a job interview. Even if you are living out of your car, you can obtain a physical address to meet your needs. You will need a place where you can receive correspondence. Mailbox services are available and affordable to allow you to receive mail from all essential entities, such as employers, doctors, and even insurance companies. The United States Post Service (USPS) is the most commonly noted provider to whom you to pay a small annual fee and obtain a dedicated mailbox and personal, verifiable address in the form of a post office (P.O.) box. This doesn’t suit all needs, since a mailing address is not necessarily the same as your residential address. Perhaps the most difficult challenge this presents is the issue of getting a driver’s license, which generally requires a residential address (or a physical address). Your best bet is to check with your local DMV, because each state has its own guidelines as to what’s acceptable and legal – and you want to always make sure you are following the law! Here are some ideas and tips to keep in mind and potentially inquire about:
Some states offer a “no fixed address” option, though you will still need to verify your identity somehow so make sure you check what additional documentation is necessary and acceptable.
In some states, you can use a mailbox address (NOT a P.O. Box) as your physical address. These present as a street address with a number, and can provide a workaround for homeless individuals or even those who travel extensively.
Look into services and support for RV travelers. People who live out of their RVs face issues with mail-forwarding and residency.
If you already have a state issued ID, some states will let you use that and a birth certificate as sufficient verification for a driver’s license.
Some states will let you use a family member’s address as long as they accompany you to the DMV.
Speak to a local homeless shelter. Many states allow homeless shelters to provide proof of address to their clients. You don’t necessarily have to spend the night there; homeless day shelters that will offer proof of address do exist, so you can find a solution that fits your needs. They often also offer mail forwarding services as well as other resources that might help you.
Consider registering your car insurance to your mailing address, if possible, so you have a bill you can use to show your association to your address.
Absolutely do not drive without a license. It’s just not worth it – you might get slammed with fines and suspensions that could have major, long-term, negative effects, especially when compounded with other troubles you might be facing. As much of a hassle as it might be for you to get your license, it is absolutely worth it. Additionally, many employers ask to see a valid driver’s license.
Tend to Your Health – Find Affordable Options for Care
Whether your homelessness is episodic, transitional, or chronic, the stress associated with not having a home can be prolonged and contribute to long-term illness. In addition, if health-related factors have impacted your move out of your home, you may be in need of regular medical care. Even if a low-income status is a concern, there are options available to ensure you can obtain health insurance coverage and that you can seek affordable health care. Struggling with emotional/mental health issues and/or substance abuse issues can add another obstacle to keep you from being able to hold a job, afford a home, and keep you stuck in many ways; they can complicate any existing conditions that you are already battling. You can get professional medical help to address these issues alongside any other medical care you seek. Emotional/mental illness remains the third biggest reason for homelessness, so you are not alone. The range of resources available varies widely according to where exactly you live.
Look into Medicaid. If you are homeless due to a low-income status, you may be eligible for Medicaid, a jointly funded, Federal-State health insurance program for low-income Americans. You may qualify for Medicaid in your state if you meet specific income-based requirements.
Regardless of state, the following situations will typically qualify an individual for Medicaid: low-income; pregnant women, infants, and children in low-income households; and living with a disability.
Medicaid can help provide homeless individuals access to such health care services as substance abuse counseling and rehabilitation, mental health care, and treatment for chronic diseases.
To apply for Medicaid in your home state, you must submit an application. Be prepared to provide validating documentation. The process of applying for Medicaid is lengthy and complicated. Consider working with a third-party to assist you with your application.
Look into subsidized health care coverage through the Health Insurance Marketplace. If you do not qualify for Medicaid, you may still meet income-based requirements to obtain subsidized health coverage from the Health Insurance Marketplace established under the Affordable Care Act (ACA). Such a subsidy will allow you to purchase a health care plan that fits your needs at an affordable cost, based on your annual income. These offerings vary widely, and so your best bet is to input your specific demographic information and see what is available for you.
Do you have any minors in your care? Minors may also be eligible for health coverage through the Children’s Health Insurance Program (CHIP). Young adults not eligible for Medicaid or CHIP with a household income between 100 and 400 percent of the federal poverty level may be eligible to purchase subsidized health coverage from the Health Insurance Marketplace created under the ACA.
Check out free health care clinics. If you do not qualify for Medicaid, CHIP, or subsidized health coverage under the ACA, do not let your inability to obtain health coverage be a barrier to getting health care. Across the nation, free healthcare clinics and community health centers exist to help low income and homeless Americans receive treatment for their health care needs.
Look into homeless shelters. Some shelters do provide counseling, which usually comes as part of a multifaceted approach to helping you find stability. Meet with a counselor to explore your support options. Even if you are wary to stay overnight at a homeless shelter, day shelter options are available in most places.
Look into the National Health Care for the Homeless Council, a membership organization that connects those in need with peers, specialists, and resources to eliminate homelessness through health care and housing.
Local Crisis Assessment Services – also known as Evaluation and Emergency Services – are local, government-subsidized programs that can assess and diagnose illness in individuals and generate referrals for the appropriate programs and services that can help.
Where can you eat when you're homeless
Obtaining Basic Services While Homeless -
Taking care of basic daily needs is difficult but remains essential even as you work on transitioning from homeless to fully financially sustainable.
No matter where you live, there are likely programs and services available that are providing food to low-income adults, families, and children in your community, such as:
Emergency food programs like soup kitchens, food pantries, and faith-based service organizations are sources where individuals can go to get food. A common misconception is that all food banks also fall on this list, but they tend to act more as donation collection and distribution hubs.
Supplemental Nutrition Assistance Program (SNAP) in your state distributes food stamps pending your application approval. Any food for home consumption is eligible, although you cannot use SNAP to buy household items, pet food, or vitamins/medicines.
The Emergency Food Assistance Program (TEFAP) helps supplement diets of low-income individuals by providing emergency food as well as nutritional assistance.
The Senior Farmers’ Market Nutrition Program (SFMNP) gives grants to states to provide coupons for seniors to redeem for foods at farmers’ markets, CSAs, and roadside stands.
You will need quality clothing both to protect you from the elements and to enable you to present a professional appearance when applying for jobs. You may be able to obtain clothing from:
Salvation Army Clothing Stores as well as Goodwill Industries offer low-cost clothing, accessories, and items for around the home. Local clothing thrift stores, consignment shops, and other secondhand used clothing stores.
Local charities and faith-based organizations (e.g. rescue missions) frequently organize clothing drives to collect clothes that they then distribute to the homeless. It’s worth getting in touch with them to learn about upcoming events.
Those who lack a home of their own do not just miss out on the safety and comfort of a place to sleep at night. They are challenged to find access to bathrooms, showers, and other personal hygiene services. You will feel more like yourself, stay healthy, and be better able to make the transition from living in your car to living in a house or apartment if you maintain a clean appearance and regularly bathe. If you are homeless, you may be able to seek out the following services to obtain a shower and other hygiene services:
Homeless Shelters – With overnight and day options, these organizations are a source of temporary residence for homeless individuals or families, in addition to various support services ranging from mail collection through mental health counseling. Building a relationship with a homeless shelter is a great way to gain access to the resources you need and start pulling yourself out of hardship.
Mobile shower units – Especially in larger metropolitan areas, non-profit organizations are being formed to specifically offer free shower services to those in need, such as Hope Thru Soap in the Atlanta, GA area, and Lava Mae in California.
YMCAs – While you may need to invest in a monthly or annual membership to access services at a YMCA near you, this can give you access to a warm space and a clean shower at a much lower cost.
Public parks and beaches – If you live near a public park or beach, it may offer public showers for free use or for a minimal per-use fee.
Depending on your situation, you may be able to find:
Emergency shelters – most homeless shelters serve as emergency shelters holding limited numbers of people for short amounts of time
Drop-in centers – these mostly serve individuals who are not ready to accept more long-term shelter solutions, but who are willing to accept some assistance and start to build relationships with counselors
Permanent supportive housing – involves heavy supportive services usually geared to help those with disabilities or substance dependencies
Transitional housing – used to bridge the gap as individuals seek permanent housing
Affordable housing – low-cost rent and mortgage options are available, often with Section 8 vouchers, or in communities where homes and apartments are designed to be purchased at a reduced price
Low-income housing – if you meet low-income requirements, you may qualify for designated low-income housing, which may include apartments, townhouses, and homes in your area.
Rental assistance – depending on your income, you may qualify for rental assistance either in the form of a stipend or an arrangement in which payment is made directly to the landlord so that the rent you ultimately pay is reduced
The following organizations and housing programs also assist individuals and families:
HUD’s Guide to Rental Assistance can help you find rental opportunities, public housing and vouchers to pay for them. Take time to browse the legal resources as well, since they walk you through your rights and help make sure you stay safe and fully leverage the opportunities before you.
HUD’s State-by-State Guide to rental assistance, homeownership, and even paying for utilities can be accessed here and used in parallel to federal and private assistance.
Find a HUD Grant Recipient in your area by using this search tool.
Family Unification Program – This program helps low-income Americans to obtain a house or apartment in a safe area. It provides Housing Choice Vouchers to Public Housing Agencies (PHA) so that individuals either obtain low-cost, or no-cost housing.
Social Serve – An online resource to help people find affordable housing.
Habitat for Humanity – This organization builds and repairs homes for those in need, helping to provide safe, affordable housing.
The United Way Emergency Food and Shelter Program (EFS) – This program provides funding to human services agencies to help communities build, rebuild, and purchase housing for low-income Americans. You can then look up agencies in your area that receive this support.
Housing and Community Facilities Program (HCFP) – These programs are designed to provide housing assistance to low-income individuals in rural areas.
How can you get a job when you're homeless
Put on a Suit and Apply for Jobs
Whether you are employed in a position with a salary that does not enable you to maintain the standard of living in your community, or you are temporarily unemployed and are looking to re-enter the labor market, applying for jobs will be a critical step in getting yourself back into a safe, secure home. Follow these steps to get out into the labor market and find a position that suits your skills and competencies.
Present a clean, professional appearance. To be hired, you will need to be able to interview and arrive for work showered, shaved, with hair and teeth brushed. A clean appearance is not only a requirement of companies that want their employees to positively represent their brand, in some industries (such as the fast food service industry) it is a requirement of the Health Department to protect all workers and customers.
Seek medical treatment. If a mental health challenge has been keeping you from maintaining stable employment, then it is time to obtain the help you need to move forward. As mentioned previously, there are a variety of public health services and low-cost or subsidized health insurance options available for those in need.
Obtain a method of communication. When you apply for a job, any prospective employers will need to be able to communicate with you regularly, both during the interview process, and once you are hired.
If you are homeless and unable to supply a landline, you will need to be prepared in advance with an alternate communication method.
If you have an email address, you may be able to access email regularly from a public library, an Internet café if one exists in your area or a homeless shelter.
If you have a friend, family member, or sponsor assisting you with getting back on your feet, you may be able to provide their phone number as long as they have a way of relaying messages to you.
You may also choose to invest in a low-cost cell phone and cellular plan so that you have a method of communicating with employers or prospective employers. Use this instead of a burner phone so you have a consistent number over time; sometimes, it might take a while before you hear back, but prospective employers who keep you on file really do that.
Search for available positions. If you have access to a computer and an Internet connection, you can begin your job search online.
Online search tools such as com, Indeed.com, and CareerBuilder.com aggregate a wide variety of jobs in many industries and allow job seekers to search by region or city.
If you do not have access to a computer, do not let that hinder your job search. You can always walk into stores, restaurants, and businesses in your area and ask for a job application. Remember that anywhere you work will need to be a place you can easily commute to every day.
You may want to choose a place that is within walking distance to where you are temporarily living, or on an affordable bus or transit route if you have not yet purchased a registered car and auto insurance.
Seek professional guidance. You may need a resume to apply for the type of job you desire. There are free or low-cost services available to assist those in need to create a resume, find job opportunities, network with prospective employers, obtain job training, and get hired. For example, Chrysalis in California is a nonprofit organization dedicated to helping homeless and low-income individuals with the resources and support needed to find and retain employment.
Those are some steps you can take, but here are some specific places you can turn to for more information and advice that will help you on your job hunt:
Local shelters, coalitions, or missions for the homeless and other non-profits offer various employment services. Because of the range of experiences that they have handled, these are fantastic resources that understand your situation and can help you apply effectively.
Search for “job readiness,” “employment services,” and “career workshops” in your area. Look specifically for organizations that work with the homeless or low-income individuals. The range of local offerings varies too widely to fit here.
Search for “family services” in your area. Usually managed by government departments associated with social services, “family services” offices often offer some career counseling services, or can refer you to affordable ones. These offices usually offer free help with other financial tasks such as budgeting.
Public libraries will often host free, local workshops for resume building, job-seeking, and other skills critical to securing employment.
Take online classes that can help build out your resume by adding on new skills. Search for “free courses” on Google. Consider certifications if you can afford them (some may even offer financial aid).
Heartland Alliance brief on practices recommended for employers, community-based organizations, and organizations devoted to serving the homeless. You can read this to set your own expectations for what you can reasonably expect.
Job Corps provides free educational and vocational training for youths ages 16-24
For even more local resources, dial 2-1-1, an often-overlooked, free way to get information about local services for everything from housing, food, transportation, and utilities help through family services and even career counseling. The information offered is completely confidential and leaves less of a trail than your browsing history might.
Section 8 Subsidized Housing Through HUD – Available through the Section 8 Voucher program, HUD provides vouchers to qualifying low-income individuals, helping you to reduce your rent and choose where you want to live.
HUD also offers several programs and resources to support homeless women who are the victims of domestic violence.
HUD low-rent apartments – Aside from their voucher program, HUD also provides funding directly to landlords in exchange for their offering reduced rent and housing to low-income families.
State-sponsored housing programs for single mothers – Your state may offer a program similar to HUD’s subsidized housing program, providing an additional opportunity to find affordable housing in your area.
Low Income Home Energy Assistance Program (LIHEAP) – Apply to this program and, if approved, get help paying your energy bills, this is a powerful program to keep your family healthy, particularly in the middle of a scorching summer or freezing winter.
Vision House – One example of transitional housing geared to homeless single mothers and their children.
The Special Supplemental Nutrition Program for Women, Infants, and Children (WIC) – This program provides support for supplemental food for pregnant women, up to one-year post-partum mothers, as well as infants and children at-risk for malnutrition.
Temporary Assistance for Needy Families – Each state runs it differently, but this federally-funded program provides families in crisis/need with financial assistance and support services.
Supplemental Nutrition Assistance Program (SNAP) – Provides referrals for families in need to food banks, food pantries, and local churches collecting and administering food donations.
National School Lunch Program – In more than 100,000 schools across the country, this program provides school-age children from low-income families with breakfast, lunch, and even snacks, either for free or at a reduced rate.
Bridge of Hope – A national organization that aims to prevent homelessness for women and children by partnering with churches to help women find permanent housing, employment, and community/friendships.
Women Against Abuse Safe at Home Program – Provides community-based housing support, relocation assistance, subsidies, and case management to help victims of domestic violence connect to local resources that can help them overcome the obstacles that might otherwise force them to return to their abuser.
Head Start Programs – These target children up to age five, striving to foster school readiness by nourishing their educational development. Their settings vary from schools all the way through in-home services.
Nurturing Network – Helps woman facing an unplanned pregnancy with housing, medical, legal assistance, and more.
CoAbode Single Mothers House Sharing – A program that pairs up single mothers to raise their children together and find stable housing, lighter daily burdens, and emotional support.
Child Care and Development Fund – This federal program is administered at the state level to low-income families, helping them pay for childcare when it is needed due to work or school related activities for children less than 13 years of age, or those incapable of self-care.
Dress for Success – This group helps disadvantaged women put their best foot forward, find jobs and economic independence with professional attire and career coaching services.
First Step Job Training Program – New-York-based program geared toward helping homeless/low-income women acquire the skills they need to find jobs that can actually make ends meet.
The Assistance League – With local chapters that tailor their programming toward regional issues, the AL does have a thrift store (much like the Salvation Army and Goodwill) as well as offers scholarships for single parents to further their schooling (and improve their lives/job prospects).
Jeannette Rankin Women’s Scholarship Fund – Aims to give low-income women aged 35 or older scholarships so that they can pursue education and improve their lives.
Women’s Independence Scholarship Program (WISP) – This program provides financial support in the form of scholarships to domestic abuse survivors who are pursuing further education, to help empower them to realize independence.
If circumstances in your life have created challenges to maintaining safe, affordable, housing, know that your dislocation does not have to be permanent. Organizations, services, and resources across the country are available to help you mitigate any factor creating a barrier to finding a safe home and can help you start over in a home you can call your own - forever. If you are reading this, you have likely already discovered a way to access this information. (Public libraries are your best bet for extended internet time and printing ability, so you can start to pursue what’s listed here.) Now, by using the resources available to you, you will be able to start brainstorming and effecting a plan to break the holding pattern on your life.
But most of all, remember that you are not alone and not forgotten. You are in our thoughts and prayers.